My wife is currently working and has a traditional IRA with approximately $350,000 to $400,000. She is almost 65 but not ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

A Roth conversion allows you to convert a pre-tax account like a 401(k) or traditional IRA into a Roth account. How you carry out your Roth conversion can impact the taxes you’ll pay on it. One ...

One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth account. Money rolled into Roth 401(k)s and Roth IRAs grow tax free and ...