The Department of Education restarted collections of loans in default on Monday, putting millions of borrowers at risk of having their benefits and wages garnished. Here’s what to know.

More than 5.3 million borrowers are at risk of wage garnishment as collections resume after a pandemic pause. Borrowers in default will soon receive noti

When you default on your student loans, your debt is transferred out of the normal repayment servicing system. It enters “into what’s almost like the ‘bizarro land’ of the repayment system,” says Denten, “where it can be difficult to understand how to actually get yourself back on track and back into the status of making payments sustainably.”