Typically, you can apply for a medical credit card at a doctor's office. Alternatively, you can apply for a credit card ...

Prospective cardholders can see if they prequalify for a CareCredit card by filling out a basic application on the company website. There are no membership requirements to apply for CareCredit.

CareCredit's application process is a bit easier than signing up for most other credit cards. The information needed to start an application is minimal, and it's more health-related than financial.