"Fortunately," the letter read, "State Farm is keeping your policy, but will exclude fire insurance." Now she had two policies: The California FAIR Plan for fire and State Farm for everything else.
The California ... plan said in its letter to Lara that 97% of its L.A. fire claims were residential. Just two days after the Palisades fire began, legislators introduced a bill that would allow ...
“I nearly fell apart,” she said. Spira, a real-estate lawyer, fought back and the insurer, California’s Fair Plan, agreed her Pacific Palisades house was covered when the infernos sparked.