John Egan is an experienced personal finance journalist who has written extensively on mortgages and home equity, insurance, credit and credit monitoring, banking, and other personal finance topics.

Since the LA fires on January 7, much more attention has been put on the California FAIR ... mean that anyone with property insurance will now pay to cover the FAIR plan's debts.

The FAIR Plan is the insurer of last resort when other companies will not write you a fire policy. Now, there is a lawsuit filed by a number of survivors who claim the FAIR Plan is not being fair ...

Ten victims of the Palisades and Eaton fires sued the Fair Plan, accusing California's insurer of last resort of mishandling ...

In Mariposa County, 42% of homeowners are already using the FAIR plan as the county has the third highest non-renewal percentage in the state at 6.87%.

The blaze had scorched their nearly 13-acre property northeast ... The house was covered by the California FAIR Plan, a private association that provides fire insurance to homeowners in the ...

The fires that reduced Altadena, Pacific Palisades and other Los Angeles-area neighborhoods to rubble have also shined a harsh light on California’s raging insurance crisis.

From September 2019 to June 2024, the number of FAIR Plan policies for California homes soared by 164%, the plan’s data shows ...

a nonprofit that tracks state residual property insurance plans. California’s FAIR Plan would not disclose the members of its governing board. Concerns about the FAIR Plan go beyond its ...