Last Tuesday, June 24th, a Superior Court judge ruled that the California Fair Access to Insurance Requirements (FAIR) Plan ...

That decision was prompted by a lawsuit filed in 2021 by a man whose home, about 100 miles east of Sacramento, burned in a ...

The FAIR Plan pays all covered claims, including smoke claims, consistent with California law and its policy forms, which are approved by the California Department of Insurance.

Reps with the state’s home insurer of last resort said an appeal was unlikely in the court ruling, which said it violated ...

Homeowners who suffered smoke damage during the Southern California wildfires in January got a big win in court.

SACRAMENTO, Calif. — California’s plan that provides insurance to homeowners who can’t get private coverage needs $1 billion more to pay out claims related to the Los Angeles wildfires, the ...

California’s last-resort fire insurance could get big commercial coverage boost, home ‘hardening’ discount. California Insurance Commissioner Ricardo Lara announces upgrades to the FAIR Plan ...

Lawsuit: Cal FAIR Plan illegally denied fire damage claims The class-action filing seeks smoke damage coverage for 400,000 clients. To stream CBS 8 on your phone, you need the CBS 8 app.

As more people in California lose private insurance, the state's FAIR plan is filling up with homes in places the industry itself has classified as low-risk for wildfire.

Now, he worries about the smoke and soot, and said he's been dealing with the FAIR Plan for months. "The FAIR Plan stance is that our house is dirty, and that there's not fire damage," said Kerpelman.