"A variable-rate HELOC can be risky, especially if you have a high debt-to-income ratio, meaning you already owe a lot ...

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

And while there’s never an ideal time to be hit with an urgent reno that’ll cost you thousands, these emergencies have a ...

While HELOC interest rates have ticked up in recent weeks, there are still smart ways to get a rate below 8% now.

HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

If used strategically, a HELOC could be a major boost for homeowners in today's unpredictable economy. Here's how.

The pandemic-era housing boom swelled Americans' home equity to record levels. Tapping into that could prop up the consumer and the economy in a slowdown.

Even though HELOCs have recorded two straight weeks of gains, they are still at their lowest level in two years. And consumer ...

A home equity line of credit (HELOC) on an investment property is a loan taken out against a piece of real estate that generates income or a financial return. Lenders will consider both the ...

While your home equity shouldn’t be the first place you go to cover a cash shortfall, a home equity line of credit (HELOC) ...

With a home equity line of credit (or HELOC), you can borrow against the equity you have in your house to access a revolving line of credit that can be used for ongoing home renovations ...

A HELOC early payoff or prepayment penalty is a fee that lenders charge if borrowers settle their debt before the agreed-upon timeframe. Also referred to as an “early closure” or “early ...